A home provides the foundation for financial stability and prosperity for American families. The housing boom and bust made that dream a distant reality for many hard-working, responsible Americans. Short sales, bankruptcies and foreclosures affected millions and, although many families managed to recover, traditional lenders were not willing to help rebuild the American dream.
At America Funding, we know who you are, we know what you’ve been through and we are here to help!
America Funding recognizes that one situational credit event does not make prospective homeowners financially risky. Founded by a dedicated team, many of whom who have experienced these hardships firsthand, America Funding provides financing products that specialize in these situational credit events. Through a powerful network of purpose-driven professionals, we simplify the home loan process, manage all aspects of the transaction and assist those impacted by the housing downturn.
How do we identify responsible borrowers? All too often, traditional lenders have relied on a “backwards looking” approach to funding. As many know, this approach does not take into account the resolute nature of our forward-facing American spirits. Therefore, using common sense underwriting, we look at the current income against monthly expenses, qualifying people on their ability to repay into the future.
This approach is what makes our work so rewarding and your experience so refreshing.
The house you desire isn’t out of reach. Let us help you navigate your way home and finally get America Funding again!